Funding Solutions

Whether you're scaling up, acquiring assets, or bridging a gap — we've got the right solution.

We work with individuals, families, businesses, developers, and operators to arrange debt and equity funding across a broad range of scenarios. Our strength lies in identifying the right structure for your needs and matching it with the most aligned capital partner.

Property Finance - Home, Investment & Development

Whether you're purchasing your first home, refinancing, building an investment portfolio, or developing at scale, we structure finance that fits your situation and timeline. From straightforward residential loans through to complex development funding, we access the full market to find the right solution.

Funding solutions we can arrange:

Owner-occupied home loans — purchase and refinance

Investment property loans — single asset and portfolio

Senior debt for land acquisition and construction

Mezzanine finance and preferred equity

Bridging finance between properties

Residual stock loans and equity capital introductions

Whether you're purchasing your first home, refinancing, building an investment portfolio, or developing at scale, we structure finance that fits your situation and timeline. From straightforward residential loans through to complex development funding, we access the full market to find the right solution.

Funding solutions we can arrange:

Owner-occupied home loans — purchase and refinance

Investment property loans — single asset and portfolio

Senior debt for land acquisition and construction

Mezzanine finance and preferred equity

Bridging finance between properties

Residual stock loans and equity capital introductions

Trade Finance

For businesses operating across borders or with extended supply chains, we unlock liquidity by funding goods in transit, inventory, and supplier obligations. We work with specialist funders who understand the nuances of import/export cycles and cross-border operations.

Funding solutions we can arrange:

Purchase order and inventory finance

Letters of credit and trade documentary instruments

Supply chain finance and early payment facilities

Cross-border trade funding

Import finance for capital equipment

Structured trade credit with FX overlays

For businesses operating across borders or with extended supply chains, we unlock liquidity by funding goods in transit, inventory, and supplier obligations. We work with specialist funders who understand the nuances of import/export cycles and cross-border operations.

Funding solutions we can arrange:

Purchase order and inventory finance

Letters of credit and trade documentary instruments

Supply chain finance and early payment facilities

Cross-border trade funding

Import finance for capital equipment

Structured trade credit with FX overlays

Cashflow Finance

Unlock the value of your receivables to accelerate cashflow and strengthen your working capital position. Our cashflow solutions are structured to support growth, address short-term gaps, or consolidate existing facilities under more favourable terms.

Funding solutions we can arrange:

Full ledger or selective invoice finance

Lines of credit secured by receivables

Facilities structured around ATO or tax arrears

Confidential and disclosed invoice finance

Integration with accounting platforms

Non-recourse and recourse arrangements

Unlock the value of your receivables to accelerate cashflow and strengthen your working capital position. Our cashflow solutions are structured to support growth, address short-term gaps, or consolidate existing facilities under more favourable terms.

Funding solutions we can arrange:

Full ledger or selective invoice finance

Lines of credit secured by receivables

Facilities structured around ATO or tax arrears

Confidential and disclosed invoice finance

Integration with accounting platforms

Non-recourse and recourse arrangements

Business Loans

When your business is looking to invest, acquire, or stabilise, we structure debt that aligns with your operating cashflow, asset profile, and strategic objectives. These facilities are negotiated with an emphasis on flexibility, speed, and long-term sustainability.

Funding solutions we can arrange:

Acquisition and M&A financing

Partner buyout and shareholder restructure loans

Term loans for growth or restructuring

Working capital facilities with or without security

Revenue-based or covenant-light structures

Refinancing and debt consolidation

When your business is looking to invest, acquire, or stabilise, we structure debt that aligns with your operating cashflow, asset profile, and strategic objectives. These facilities are negotiated with an emphasis on flexibility, speed, and long-term sustainability.

Funding solutions we can arrange:

Acquisition and M&A financing

Partner buyout and shareholder restructure loans

Term loans for growth or restructuring

Working capital facilities with or without security

Revenue-based or covenant-light structures

Refinancing and debt consolidation

Equipment Finance

We arrange finance for a wide range of capital assets including construction equipment, heavy vehicles, medical and manufacturing equipment, technology, and aviation. Facilities can be structured to optimise tax outcomes, cashflow, or ownership pathways.

Funding solutions we can arrange:

Chattel mortgage and finance lease

Operating lease or rent-to-own structures

Sale and leaseback to release equity

Structured repayments aligned to usage or seasonal revenue

Used and imported equipment finance

Bundled solutions combining asset and service components

We arrange finance for a wide range of capital assets including construction equipment, heavy vehicles, medical and manufacturing equipment, technology, and aviation. Facilities can be structured to optimise tax outcomes, cashflow, or ownership pathways.

Funding solutions we can arrange:

Chattel mortgage and finance lease

Operating lease or rent-to-own structures

Sale and leaseback to release equity

Structured repayments aligned to usage or seasonal revenue

Used and imported equipment finance

Bundled solutions combining asset and service components

How We Work

We’re not here to sell a loan. We’re here to solve a capital problem with the right structure and the right partners.

FAQs

What types of clients does Vanta Capital work with?

Our clients include individuals, homebuyers, SME operators, developers, investment firms, and ASX-listed corporates. We arrange funding across all transaction sizes — from residential mortgages through to $100 million+ structured facilities — with a focus on strategic structuring rather than transactional broking.

Can Vanta Capital arrange funding across multiple entities or jurisdictions?

Yes. We work with complex corporate and trust structures, including SPVs, unit trusts, and cross-border entities. We can coordinate multi-entity lending, intercreditor agreements, and foreign currency arrangements where required.

Does Vanta work with non-bank and private credit lenders?

Yes. We specialise in accessing niche capital providers including private credit funds, family offices, and alternative lenders. This gives our clients a broader range of structures and risk appetites than traditional banks typically offer.

Can you assist with equity funding or project-level investment?

Yes. We facilitate equity introductions and co-investment mandates for development and infrastructure projects, subject to appropriate scale and due diligence.

What does Vanta need from me to start the process?

We typically begin with a discovery call to understand your situation and objectives. After that, we'll request relevant supporting information — which may include financials, entity structure, property details, or an outline of your funding requirement. What we need will vary depending on whether you're an individual borrower, a business, or a developer, and the complexity of the transaction.

How quickly can you secure approval?

It depends on the nature of your requirement and the readiness of your supporting documents. For straightforward residential or consumer lending, approvals can often be secured within days. For commercial mandates, two weeks is a reasonable expectation. Structured or multi-layered transactions may take longer depending on credit appetite, lender requirements, and legal complexity.

Our process:

From initial discovery through to execution, our process is built to uncover your needs, design a strategy that aligns with your goals, engage the right funding partners, and deliver results with confidence.

Discovery

We explore your objectives, funding requirements, and operating context in detail.

Structuring

We map potential funding pathways and assess key risks and considerations.

Market engagement

We approach aligned lenders or investors and negotiate indicative terms.

Execution

We manage credit processes, documentation, and settlement through to completion.